These Financial Terms govern every payment, wallet balance, credit, fee, promotion, withdrawal, and money-related feature of the Platform. They are part of the Terms of Service. BY ADDING FUNDS, EARNING, PLAYING, OR WITHDRAWING, THE MEMBER ACCEPTS THESE TERMS IN FULL.
Wallet balances are prepaid Platform credit denominated in US dollars for convenience. They are not legal tender, bear no interest, are not a deposit or e-money account, are not insured by any government body, and confer no claim against Yesodi other than the right to use Platform features under these Terms. Yesodi is not a bank, money transmitter, or payment service for third parties.
All wallet top-ups are final and non-refundable except where a refund is required by non-waivable law. Publications, renewals, boosts, game entries, licenses, meetings, and other Platform services are consumed upon use and are non-refundable. Dissatisfaction with a feature, with distribution results, or with another member's conduct does not create a refund right.
Promotional credit, including the first top-up match, is a discretionary marketing benefit. It is spendable on Platform services only, is never withdrawable and never transferable, may be revoked upon any suspicion of abuse, multiple accounting, collusion, or fraud, and may be modified or discontinued at any time. One promotional match per person, ever, regardless of the number of accounts used.
Published items renew at the disclosed yearly price, charged automatically from the wallet. If a renewal cannot be charged, distribution of the item is paused after the grace period; the item is not deleted and may be restored by paying the renewal price. Lapsed distribution creates no refund or damage claim.
Withdrawals require a minimum withdrawable balance of 500 US dollars, carry a 5 percent processing fee, and are paid only to a payment account in the Member's own verified name. Promotional credit is never withdrawable. Yesodi may require identity and source-of-funds verification, may delay any withdrawal pending review, and may refuse or reverse any withdrawal connected to suspected fraud, chargebacks, prohibited conduct, or legal process. Processing times are estimates, not commitments.
Initiating a chargeback or payment dispute instead of contacting Yesodi support constitutes a material breach. Upon any chargeback, dispute, use of a stolen or unauthorized payment instrument, or other fraud: (a) the account is suspended immediately; (b) the entire wallet balance, including earned amounts, is frozen and, upon confirmation of fraud or an upheld chargeback, FORFEITED to offset the losses of Yesodi; (c) an administrative fee of 25 US dollars per chargeback is assessed; (d) Yesodi may recover all associated costs, including processor penalties and collection and legal costs; (e) Yesodi will cooperate fully with card issuers, payment processors, and law enforcement, and will report criminal conduct to the competent authorities. Yesodi pursues fraud without exception.
Head-to-head trivia and chess are contests of skill with disclosed entry amounts, payouts, and a 20 percent platform commission. Entry amounts are committed when a player takes a turn and are not refundable once a match completes. Matches abandoned for seven days are voided and entries returned. Games are available only where contests of skill for consideration are lawful; the Member is solely responsible for legality in the Member's jurisdiction and must not participate where prohibited. Collusion, self-play across accounts, or manipulation results in forfeiture of entries and winnings and account termination.
Commissions and fees on sales, tickets, licenses, transfers, and games are as disclosed at the time of the transaction and may change prospectively. Deliberately moving a transaction sourced through the Platform off the Platform to avoid fees is prohibited; Yesodi may charge the avoided fees and may suspend or terminate the account.
Members are solely responsible for all taxes on amounts earned or received through the Platform. Yesodi may withhold or report where required by law and may require tax documentation before releasing withdrawals.
Yesodi may correct any balance, credit, payout, or ledger entry made in error, including by debiting the wallet. Obvious pricing or crediting errors do not create entitlements.
Upon termination for breach, remaining promotional credit is void, and Yesodi may withhold withdrawable balances for up to 180 days pending chargeback exposure, investigation, and setoff of amounts owed. Voluntarily closed accounts in good standing may withdraw balances meeting the minimum under Section 5.
Yesodi may amend these Financial Terms at any time by posting the amended version; continued use of any financial feature constitutes acceptance.